“Employers shall develop appropriate policies and programs on mental health issues, correct the stigma and discrimination associated with mental conditions, identify and provide support for individuals with mental health conditions to treatment and psychological support.” (Section 25, Chapter V, Republic Act No. 11036 or the Mental Health Act)

Misrepresentation as a defense of the insurer to avoid liability is an affirmative defense and the duty to establish such defense by satisfactory and convincing evidence rests upon the insurer. (The Insular Assurance Co., Ltd. vs, The Heirs of Jose Alvarez, G.R. No. 210156, October 3, 2018)

The third Thursday of October of every year is declared as “Conflict Resolution Day”, by virtue of Proclamation No. 1152, series of 2006.

Understanding the characteristics of an insurance contract is important for both policyholders and insurers. Adherence to these principles ensures that the contract is legally binding and provides the intended protection.

A warranty is not necessarily written. It may be oral as long as it is not given as a mere opinion or judgment. Rather, it is a positive affirmation of a fact that buyers rely upon, and that influences or induces them to purchase the product. (Philippine Steel Corporation v. Eduard Quiñones, G.R. No. 194533, April 19, 2017)

“Credit Union Week is celebrated every third week of October of every year” (Proclamation No. 619, s. 1969)

Every second week of October of every year is National Mental Health Week. (Proclamation No. 452, s. 1994)

Pursuant to Labor Advisory No. 07, s. 2022, an employer is mandated to submit an Employer’s Work Accident/Illness Report (WAIR) to the Department of Labor and Employment (DOLE) every 30th day of the month, with or without any accidents or reportable work-related illnesses.
This is in compliance with the provisions of Rule 1050 of the Occupational Safety and Health Standards of the Philippines. (Labor Advisory No. 07, s. 2022)

There are two types of warranties provided by a seller: express and implied.
An express warranty is any statement or promise made by the seller regarding the product. It is considered express if it is likely to influence the buyer’s decision to make the purchase, and if the buyer relies on it. Statements about the value of the product or opinions of the seller are not considered warranties, unless the seller is an expert and the buyer relies on their statement.
An implied warranty is not explicitly stated by the seller but is inferred by the law based on the nature of the transaction and the circumstances of the parties. It is established regardless of whether the seller intended to create it or not.
(Article 1546 of the New Civil Code; Jaime Ang vs. Court of Appeals and Bruno Soledad, G.R. No. 177874, September 29, 2008)

Pursuant to Proclamation No. 255, series of 1967, the Second Week of October of every year is declared as the National Health Education Week.