By virtue of the Securities Act or the Commonwealth Act No. 83, the Securities and Exchange Commission (“SEC”) was created for the purpose of regulating sale of securities.

Securities refer to shares, participation or interests in a corporation or in a commercial enterprise or profit-making venture and evidenced by a certificate, contract, instruments, whether written or electronic in character. (Section 3.1, Securities Regulation Code)

Disabled persons have the same rights as other people to take their proper place in society. They should be able to live freely and as independently as possible. This must be the concern of everyone – the family, community and all government and nongovernment organizations. Disabled persons’ rights must never be perceived as welfare services by the Government. (Section 2[c], Magna Carta for Disabled Persons)

The period from November 10 to 16 of every year is declared as Deaf Awareness Week by virtue of Proclamation No. 829, series of 1991.

Permanent disability is defined as the inability of a worker to perform his job for more than 120 days (or 240 days, as the case may be), regardless of whether or not he loses the use of any part of his body. Total disability, meanwhile, means the disablement of an employee to earn wages in the same kind of work of similar nature that he was trained for, or accustomed to perform, or any kind of work which a person of his mentality and attainments could do. (Juan Esplago vs. Naess Shipping Philippines, Inc., G.R. No. 238652, June 21, 2021)

Under Republic Act No. 10754 or the Act Expanding the Benefits and Privileges of Persons with Disability (PWD), an annual income tax deduction is given to relatives who are caring for and living with a Person with Disability (PWD).

A qualified employee with a disability is entitled to the same terms, compensation, privileges, benefits, incentives, and allowances as an able-bodied employee. Furthermore, individuals with disabilities cannot be subjected to discrimination in any aspect of employment, including recruitment, hiring, continuation of employment, career advancement, and ensuring safe and healthy working conditions. (Implementing Rules and Regulations of Republic Act No. 10524)

No person with disability shall be denied access to opportunities for suitable employment.

A qualified employee with disability shall be subject to the same terms and conditions of employment and the same compensation, privileges, benefits, fringe benefits, incentives or allowances as a qualified able-bodied person. (Section 5, R.A. No. 7277, as amended by Section 1, R.A. No. 10524)

Labor Advisory No. 18-2022 provides that private establishments shall comply with the Department of Health’s (DOH) memorandum on the updated guidelines for COVID-19 testing, isolation, and quarantine, and adhere to the nationwide alert system mandated by the national government. (Labor Advisory No. 18-2022)

A Compulsory Third-Party Liability (CTPL) Insurance policy provides coverage for injuries or death involving a third party, excluding injuries or fatalities to the vehicle owner, and non-third parties, as well as any damage to the insured vehicle or property owned by a third party